RiskPe Blog

Insurance, decoded.
For real people.

Honest, jargon-free guides on policies, claims, and protecting what matters — written for individuals and businesses across India.

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Why Your Health Insurance Claim Gets Rejected (and How to Fight Back)

The real reasons Indian health insurers reject claims — from pre-existing disease clauses to wrong room rent — and the exact steps to get a rejected claim re-assessed and paid.

RiskPe Team18 Feb 2025
Health InsuranceClaimsClaim Recovery
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Term Insurance in India: How Much Cover Do You Actually Need?

A practical framework for calculating the right term insurance cover for your family — income replacement, debts, goals, and inflation — without overpaying or being underinsured.

RiskPe Team9 Mar 2025
Life InsuranceTerm InsuranceFinancial Planning
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5 Insurance Gaps Every Indian Small Business Owner Overlooks

From fire under-insurance to missing liability and employee cover, these are the gaps that turn a single incident into a business-ending event — and how to close them.

RiskPe Team2 Apr 2025
Business InsuranceCommercialRisk Management
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Cashless vs Reimbursement Claims: A Practical Guide

How cashless and reimbursement health claims actually work in India, when each applies, the documents you need, and how to avoid the delays and deductions that catch people out.

RiskPe Team14 May 2025
Health InsuranceClaimsCashless
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Insured if Profitable, Denied if Risky

Insurance companies are often hailed as the ultimate safety net, but how safe can they be if they refuse to write risks? A look at insurance practice in India.

Krit Sharma12 Jun 2024
Insurance Practice in IndiaInsurance for allRiskPe
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AI Just Hijacked Insurance — And It’s About Time

Insurance has always refused to evolve. Meanwhile AI is writing poetry, diagnosing diseases, and driving cars. Finally, insurance is catching up.

Krit Sharma21 Oct 2024
AI in InsuranceInsurance TechnologyInsurance Industry
Read on Medium