Construction Insurance
Project risk cover for what general insurance does not touch.
RiskPe arranges Contractors All Risk and Erection All Risk insurance for construction and infrastructure projects. Coverage built around the specific risks of your site, not a generic policy template.
Get a Project Insurance QuoteConstruction and infrastructure
Project specific coverage
Claims support included
Why standard property insurance does not fit construction projects
01
Constantly changing risk
A construction site's risk profile changes daily as the structure progresses, something static property insurance is not designed to handle.
02
Multiple parties involved
Contractors, subcontractors, and project owners each carry different liability, requiring coverage structured around the actual contract.
03
Equipment and machinery exposure
Heavy machinery and erection work carry risks that general liability or property policies typically exclude.
Coverage we arrange for your project
Contractors All Risk (CAR)
Comprehensive cover for construction projects against physical loss or damage during the construction period.
Erection All Risk (EAR)
Coverage for the installation and erection phase of plant, machinery, and equipment projects.
Third Party Liability
Protection against claims from third parties for injury or property damage arising from project activities.
Plant and Machinery
Cover for construction equipment and machinery against breakdown, theft, and damage on site.
Advance Loss of Profit
Coverage for financial loss if project delays occur due to an insured event during construction.
Transit Cover for Equipment
Protection for machinery and materials while in transit to and from the project site.
Built for contractors and project owners
Construction Contractors
Executing building or infrastructure projects and need coverage that matches the contract requirements.
EPC and Engineering Firms
Managing erection and installation of plant and machinery, requiring specialized erection risk cover.
Project Owners and Developers
Commissioning projects and requiring contractors to carry adequate, verified insurance coverage.
Common questions about CAR and EAR insurance
What is the difference between CAR and EAR insurance?
Contractors All Risk covers construction projects like buildings and civil works, while Erection All Risk covers the installation and erection of plant, machinery, and equipment.
Is third party liability included in CAR or EAR policies?
It can be included as an extension. We structure this based on your project's specific contractual and liability requirements.
Can RiskPe arrange insurance for an ongoing project?
In most cases yes, though terms and pricing may differ from a policy arranged before project commencement. We assess this on a case by case basis.
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